FAQs

How long does it take to get a loan?

Fill out our easy online application, and hear back about loan approval within 24 hours.

Can I get a loan if my credit is bad?

It’s not easy to maintain perfect credit, and if you have had credit problems like a repo or bankruptcy, we can help. In fact, if you don’t have good credit, we can tell you without pulling your credit report and lowering your score even further. If you need assistance repairing bad credit, our sister company, U.S. Credit Defense, can help.

What do I need to apply for a loan?

You will need your personal information, including name, Social Security number, date of birth, address, phone and email address. You will also need to supply information about your job and income. If you have the vehicle picked out, you will need the year, make, model and mileage. (But if you don’t have a vehicle picked out yet, that’s okay, too.) (Note. We can change this as needed, of course.)

I need a car fast. Is that possible?

Once you fill out the easy online application and are pre-approved, you will receive a priority list of cars available today at dealers close to you. You can get even get an extra discount from our partner dealers for getting pre-approved. Apply today, and you can be driving off the lot in no time.

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